Blog: Expat life in Spain | Amory Dumoulin
Life insurance in Spain: what you lose leaving Belgium
What a Belgian branch 21 contract really gives you, what disappears in Spain, and which local savings wrappers come closest once you relocate.
Modelo 210: tax Spain charges non-resident property owners
Complete guide to Modelo 210 for non-resident property owners in Spain. Learn how to calculate your tax, deadlines, and avoid common traps.
Spanish pension plans for autónomos: traps expats miss
A practical look at pension plans for self-employed residents in Spain, including deduction limits, exit taxation and why the product is often oversold.
Belgian pension and Spanish residence: how it really works
A practical guide to tax residence, treaty logic, healthcare access and the main traps for Belgian retirees moving to Spain.
Short-term rentals Tarragona: what Hacienda monitors
A practical guide to tourist licences, guest registration, rental income tax and the control points that matter if you rent out a property on the...
PIAS, PPI, PPA & unit-linked in Spain: a practical guide
What these Spanish savings wrappers are really for, how they are taxed and which profile they may suit when you compare them with Belgian or French habits.
Does your Belgian mutual insurance still cover you in Spain?
What actually changes for Belgian residents who move to Spain, what their mutual insurance still covers and where private Spanish cover becomes necessary.
SIP Card Spain: How to Get Your Health Card (2026)
Step-by-step guide to getting your SIP health card in Spain as an expat. Requirements, application process, and coverage explained.
Belgian driving licence in Spain: myth vs legal reality
A practical guide to what actually changes when you move to Spain with a Belgian licence, including the common myths and the deadlines that really matter.
Model 720 Spain: foreign assets reporting duties for expats
What Spanish tax residents must still declare under model 720, what changed after the EU court decision and where reporting risk remains very real.
Modelo 721 Spain: Crypto Declaration Guide for Expats
Filing Modelo 721 in Spain? Complete guide for expats declaring crypto assets abroad. Deadlines, penalties, and step-by-step instructions for 2026.
Beckham Law Spain 2026: Complete Guide for Expats
Everything expats need to know about Spain's Beckham Law. Who qualifies, tax benefits, application process, and deadlines for 2026.
Belgian life insurance when you become tax resident in Spain
What changes for Belgian life insurance once you move to Spain, including tax exposure, reporting duties and when keeping the contract still makes sense.
Savings account Spain for expats: what actually works
Savings account Spain for expats: compare cuentas remuneradas, fixed deposits, taxes and deposit protection before parking cash in Spain.
EHIC vs Private Insurance in Spain: Which Do You Need?
Moving to Spain? Compare EHIC coverage vs private health insurance. What's mandatory, what's optional, and which saves you money.
FNMT certificate in Spain: practical guide after the NIE
FNMT certificate Spain guide: step-by-step to request, verify and download your Spanish digital certificate after getting your NIE.
Home insurance Spain: why cheap could cost you a sale
Replacement value vs market value in Spanish home insurance: impact on claims, risks during property transactions, and how to choose the right cover...
Carpeta Ciudadana: managing official notices in Spain
How to avoid missing legally binding notices from Hacienda, Social Security or traffic authorities and set up access from day one.
Freelancer in Spain: autonomo, tax and gestor basics
What changes when you go freelance in Spain: autonomo status, quarterly tax, Tarifa Plana and why a good gestor matters from day one.
Cl@ve, FNMT and DNIe: digital identity guide for Spain
How to set up FNMT, Cl@ve and the essential digital tools needed to handle tax, healthcare and official admin in Spain.